Who is affected
Banks, payment institutions, e-money institutions, third-party payment providers and e-commerce businesses with payment solutions.
Compliance evidence · TSP-verified certificates
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PSD2
PSD2 regulates payment services and opens access to account information and payment initiation for third parties. The courses cover strong customer authentication (SCA), XS2A interfaces, licensing and registration requirements, liability for unauthorised transactions and fraud reporting.
Banking and finance
Information technology
Retail
Insurance
Key requirements
- Strong customer authentication with two independent factors
- Dedicated interface for account access (XS2A)
- Licensing or registration before providing services
- Allocation of liability for unauthorised payment transactions
- Reporting of incidents and fraud statistics
Available certifications
Certification track
PSD2 — Payment Services Directive
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Open certification: PSD2 — Basic · Payment services for all employeesBasic
PSD2 — Basic · Payment services for all employees
A short introduction to PSD2: what it is, strong customer authentication, open banking, and consumer protection.
Free Start →45 min · Bronze / participant / yr -
Open certification: PSD2 — Payment Services DirectivePro
PSD2 — Payment Services Directive
Rules for payment services: strong customer authentication (SCA), open banking (TPP/XS2A), licensing and consumer protection.
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Open certification: PSD2 — Expert · SCA, XS2A, authorisation and liabilityExpert
PSD2 — Expert · SCA, XS2A, authorisation and liability
An in-depth course: SCA and exemptions, TPP roles and access to accounts (XS2A), authorisation, liability/refunds and PSD3/PSR.